The Basics
What Exactly Is a Bond?
A bond is a loan you give to a company, bank, or the government. In return, they agree to pay you a fixed interest - called a coupon - at regular intervals, and return your full principal at the end of the term.
Unlike stocks, bonds don't make you a part-owner. You're the lender. That's precisely what makes them far less volatile and more predictable for growing wealth steadily.
FD vs. Bond - The Real Difference
Fixed Deposits offer 6.5-7% annually. A quality corporate bond? 9-11% with comparable safety. The gap is simply awareness, and that's exactly why MyBond exists.
Types of Bonds
Which Bond Is Right for You?
India's bond market offers something for every risk appetite and financial goal.
Government Bonds
Backed by RBI - virtually zero default risk, ideal for conservative investors.
Safest
Corporate Bonds
Issued by top-rated companies. Higher yields with SEBI-approved credit ratings.
High Yield
Tax-Free Bonds
Zero income tax on interest. A legal, powerful tool for high-income earners.
Tax-Free
Floating Rate Bonds
Returns adjust with market rates - great in rising interest rate cycles.
Flexible
Key Benefits
6 Reasons Smart Investors Trust Bonds
Bonds bring something rare to your portfolio - certainty. Here's why they deserve a permanent place in every investment strategy.
Predictable Income
Fixed interest paid monthly or semi-annually. Plan your finances with confidence.
Capital Protection
Your full principal is returned at maturity. No market shocks. No surprises.
Portfolio Balance
Bonds offset equity volatility for a smoother, more resilient portfolio.
Tax Efficiency
Tax-free bonds let you legally keep more of what you earn.
Liquidity Options
Exchange-listed bonds can be sold on NSE or BSE anytime like shares.
Low Entry Point
Start from just Rs.
1,000. You don't need to be wealthy to invest wisely.
Frequently Asked Questions
Honest answers to the questions every new bond investor asks.
Yes, in most cases. Stock prices swing daily with market sentiment. Bonds offer a pre-agreed return รขโฌโ you know exactly what you earn and when. Government bonds carry virtually zero default risk. Every listing on MyBond shows a credit rating so you can assess risk instantly.
It varies by bond type. Government bonds start from รขโยน1,000; some corporate bonds start at รขโยน10,000. MyBond clearly shows the minimum for every listing - filter by budget and find your match in seconds.
Most bonds pay semi-annually (every 6 months) or annually. Some offer monthly payouts รขโฌโ popular among retirees. MyBond lets you filter by payment frequency to fit your lifestyle.
Yes, for exchange-listed bonds. These can be sold on NSE or BSE just like shares. The exit price may vary slightly based on market rates - but you're never fully locked in. MyBond highlights which bonds have this option.
Absolutely. MyBond is SEBI-regulated, fully digital, and completely paperless. Every listing is rigorously vetted. All accounts require KYC, and there are zero hidden charges. Thousands of investors across India trust MyBond with their wealth.
Ready to Put Your Money to Work?
Join thousands of smart investors earning steady, predictable returns - starting from just รขโยน1,000.
Start Investing Today